Savings goal calculator
Pick a target — a down payment, a wedding, a car — and a deadline. This tells you the exact monthly amount to get there, with your account's interest doing part of the work.
Your plan
Assumes steady monthly deposits and a constant APY with monthly compounding.
Make it automatic
The monthly number only works if it actually happens. Most banks let you schedule an automatic transfer the day after payday — treating savings like a bill is the single most reliable savings tactic there is.
Short timeline? Keep it safe
For goals under roughly five years, most financial educators suggest keeping the money in FDIC- or NCUA-insured accounts (high-yield savings, CDs) rather than investments, because a market drop right before your deadline could derail the goal. For why, see where to keep a down payment.